📍 4406 E Belmont Ave, Fresno, CA 93702 Mon – Sat 9 AM – 6 PM · Sun by appt · Se habla español · (559) 682-0288
📞 (559) 682-0288

Car Financing

Bad credit, no credit, first-time buyer? We work with a lending partner that looks at every situation.

1

Apply online

Fill out the secure application from our lending partner. It takes a few minutes.

2

Get a decision

The lender reviews your application. We'll call you to talk through your options.

3

Pick your car

Choose a car that fits your approval, sign the paperwork and drive home.

Who can apply?

  • First-time buyers
  • Bad credit or no credit history
  • ITIN holders
  • Self-employed
  • SSI / SSA income
  • Past repossessions — ask us
Apply for Financing →

The application opens on our lending partner's secure website. Financing is provided by a third-party lender, not by Auto Direct USA. All loans are subject to credit approval, income verification and the lender's terms. A down payment may be required. Questions? Call (559) 682-0288.